Corporation Bank PO Exam 2009--General/Socio Economic Awareness

Corporation Bank Probationary Officers Exam., 2009
(Held on 22-11-2009)General Awareness on Socio-Economic Developments : Solved Paper

1. Which of the following is/are the highlights of the Union Budget 2009-10 ? The Finance Minister promised
1. To bring fiscal deficit under control, institutional reforms will be initiated during the year.
2. Banks and insurance companies will remain in public sector and government will provide full support to these institutions to remain competitive by capital infusion, wherever necessary.
3. Banks will be allowed to set up offsite ATMs without prior approval from the RBI.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

2. As per the reports published in various newspapers/magazines and journals, the year 2008 was an important milestone in the evaluation of human settlements. For the first time in the human history, the population living in urban areas exceeded that in rural areas. What is India’s position in this regard ?
1. India is a relatively less urbanized country with only 30% of its total population living in cities.
2. The size of its urban population is the second largest in the world.
3. India has more than 100 biggest cities in the world.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (E)

3. According to Dr. Mohammad Yunus, the Nobel prize winner Economist, a particular type of financing undertaken by the banks, has created a miraculous situation where every year about 5 per cent clients of the Grameen Banks come out of their poverty and join the main stream of the socio economic development in poor/developing countries. This financing activity of the banks in known as—
(A) Trade Finance
(B) Micro Credit
(C) Export finance
(D) All of these
(E) None of these
Ans : (B)

4. As per the reports published by the International Monetary Fund (IMF), the developing economies across the world are holding a massive stockpile of foreign exchange reserves. Which of the following is/are the resultant consequences of this type of stockpilings by various nations ?
1. A trade imbalance (vast difference in value of imports/exports) is generated between the developing and emerging economies and the rich countries. It is not a healthy sign.
2. Many economists are of the opinion that these imbalances created the underpinning of the current global economic crisis.
3. This stockpiling is responsible not only for problems in trade balances but has also created a problem of money laundering.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (E)

5. Which of the following is/are true about the Railway Budget 2009-10 ?
1. Railway tickets to be made available through post offices and mobile vans.
2. Long distance trains will have on-board doctor and infotainment services.
3. Tatkal scheme of booking is modified. Instead of booking tickets under the scheme five days in advance, it can now be done only two days in advance.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)


6. The Govt. of India has set up a special group to devise a long term pricing formula, so that it can cope up with the prevailing global volatility in the prices of which of the following commodities ?
(A) Sugar
(B) Paddy
(C) Crude oil and Petroleum
(D) Gold
(E) Pulses
Ans : (C)

7. Which of the following is not included in the core sectors of Indian economy ?
(A) Transport
(B) Coal
(C) Steel
(D) Cement
(E) Electricity
Ans : (A)

8. As we all know India has a threetier structure of tax administration. There are taxes levied by Central Govt., State Govts. and Local Govts. Which of the following taxes is levied by the Local Government Bodies ?
(A) Value Added Tax
(B) Stamp Duty
(C) Service Tax
(D) Land Revenue
(E) Tax on water supply and drainage etc.
Ans : (E)

9. What was the amount sanctioned by the Govt. of India during 2008-09 for providing drinking water to rural parts of India ?
(A) Rs. 30,000 crore
(B) Rs. 40,000 crore
(C) Rs. 53,000 crore
(D) Rs. 60,000 crore
(E) Rs. 73,000 crore
Ans : (E)

10. The Reserve Bank of India has reconstituted the Technical Advisory Committee (TAC) on monetary policy with effect from 1st July 2009. Who is the Chairperson of the same ?
(A) D. Subbarao
(B) K. C. Chakrabarty
(C) Shyamala Gopinath
(D) Usha Thorat
(E) None of these
Ans : (E)

11. Which of the following statements about the ‘State of Indian Economy, during 2008-09 is/are true ?
1. The growth of real GDP during 2008-09 was recorded at 6•7%, compared to 9% during 2007-08.
2. The fiscal deficit was the greatest cause of concern as it exceeded the budget estimates and stood at 13%.
3. Forex reserves were at a very comfortable position as India got a lot of FDIs and FIIs during the year. However, 60% of the reserves were deployed to manage oil and petroleum imports and subsidies on all such products.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

12. Many times we see a term ‘PPP in financial newspapers. One full form of it is ‘Private Public Partnership’. What is another version of the same also used in the financial world ?
(A) Perfect, Preferred and Protected
(B) Point to Point Protocol
(C) Power Point Presentation
(D) Purchasing Power Parity
(E) None of these
Ans : (B)

13. As per the announcement made recently, the Govt. of India is going to launch a National Mission for which of the following in near future ?
(A) National Mission for Female Literacy
(B) National Mission for Abolishing Child Labour
(C) National Mission for Computer Literacy
(D) National Mission for protecting the Rights of Physically Challenged
(E) None of these
Ans : (A)

14. Which of the following is one of the most successful programmes under Bharat Nirman ?
(A) Pradhan Mantri Gram Sadak Yojana
(B) Watershed Development Scheme
(C) Rajiv Gandhi Grameen Vidyutikaran Yojana
(D) Indira Awas Yojana
(E) None of these
Ans : (D)

15. As we all know ‘Mobile Banking’ is comparatively a new mode of banking all over the world, what is its status in India ?
1. The willingness to conduct banking through mobile devices is higher in India.
2. About 4% of total m -commerce transactions have taken place in the first few months of the current fiscal year in India.
3. Since RBI’s permission is needed for offering mobile banking, only two private banks are providing this service at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (C)

16. Which of the following is/are true about the Pradhan Mantri Adarsh Gram Yojana (PMAGY) to be launched soon ?
1. The scheme will be launched in one village of each district in U.P., Bihar and Rajasthan as a pilot project.
2. The scheme is only for villages where the 50 per cent population is of Scheduled Castes.
3. An amount of Rs. 1,00,000 crore is provided for the scheme out of which 50% will come as grant-in-aid from the UNO.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)

17. As per the recent announcement made by the Govt. of India, a special One Time Grant of Rs. 100 crore is given to which of the following organizations ?
(A) Administrative Staff College of India (Hyderabad)
(B) Tata Institute of Social Sciences (Mumbai)
(C) International Institute for Population Sciences (Mumbai)
(D) Indian Institute of Technology (Delhi)
(E) Indian Council of Forestry Research and Education (Dehradun)
Ans : (E)

18. Many times we hear about the ‘Banking Ombudsman’. What is/are the major roles of same ?
1. Banking Ombudsman is a quasi judicial authority having powers to summon, the banks and the customers both in case of dispute.
2. The Banking Ombudsman are appointed by the President of India and are retired judges of the High or Supreme Courts.
3. The decisions/judgements given by the Banking Ombudsman cannot be taken to any court of justice as their decisions are last in case of bank related problems/disputes.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

19. Who amongst the following is the Union Home Minister at present ?
(A) Kapil Sibbal
(B) Sharad Pawar
(C) P. Chidambaram
(D) Murli Deora
(E) None of these
Ans : (C)

20. Which of the following is NOT prescribed/recommended by the Economic Survey 2008-09 presented to the Lok Sabha recently ?
(A) Allow 49% FDI in defence and insurance sectors
(B) Decontrol diesel and petroleum prices
(C) Increase exemption limit on personal income tax upto Rs. 5,00,000
(D) List all unlisted PSUs and sell a minimum 10% equity to public
(E) Decontrol sugar and fertilizer
Ans : (C)

21. The Reliance Power (R-Power) is working on four Hydropower projects in Arunachal Pradesh which are ‘Run-of-River’ (R-O-R) type of projects. What is the main characteristic of ROR projects ?
(A) These projects are developed only in hilly areas. They can’t be developed on plains
(B) In these projects there is no need of storing the water in dams which is very costly
(C) In ROR projects the only requirement is to make a big reservoir and turn the flow of river in the direction in which we need it
(D) ROR projects are three to four times costlier as compared to old patterned dam type of projects
(E) None of these
Ans : (B)

22. Which of the following countries is planning to launch its first Mars probe in near future ?
(A) China
(B) Japan
(C) India
(D) Russia
(E) USA
Ans : (A)

23. India recently inducted Airborne Warning And Control System (AWACS) platforms in its Airforce. These sophisticated machines are supplied by which of the following countries ?
(A) Australia
(B) Germany
(C) Israel
(D) France
(E) Russia
Ans : (E)

24. Dr. Manmohan Singh is the member of the Parliament from which of the following constituencies ?
(A) New Delhi (South)
(B) Amritsar
(C) Lucknow
(D) Medak
(E) None of these
Ans : (E)

25. Which of the following pairs of countries are the signatories of a Gas pipeline Deal christened as Peace Pipeline ?
(A) Iran – Iraq
(B) Iraq – UAE
(C) Kuwait – Iran
(D) Pakistan – Iran
(E) Pakistan – India
Ans : (D)

26. Which of the following countries is at the top of the ‘World Green Index’ compiled by the America’s ‘National Geographic Society’ and also through an international polling from ‘Global Scan’ ?
(A) South Africa
(B) USA
(C) China
(D) India
(E) None of these
Ans : (D)

27. As we all know G-20 has set up a working group to find out the reasons of the recent economic crisis and global slowdown.
What according to the reports of the working group was/were the main reasons of the crisis and slowdown ?
1. Allowing cheap iquidity and sub-prime lending
2. Poor credit appraisals and securitisation
3. Excessive dependence on credit ratings
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) All 1, 2 and 3
Ans : (E)

28. Which of the oil rich gulf countries elected its first women parliamentarians when four women were declared elected in its recently held elections ?
(A) Iran
(B) UAE
(C) Kuwait
(D) Iraq
(E) None of these
Ans : (C)

29. ‘Mardeka Cup’ is associated with game of—
(A) Hockey
(B) Golf
(C) Football
(D) Badminton
(E) Lawn Tennis
Ans : (C)

30. Which of the following state govts. decided to have a ‘Mahila Court’ in every district of the state ?
(A) Tamil Nadu
(B) Andhra Pradesh
(C) Karnataka
(D) Delhi
(E) Uttar Pradesh
Ans : (B)

31. Who amongst the following is the author of the book ‘Faith and Compassion’ ?
(A) Arun Gandhi
(B) Kuldeep Nayyar
(C) Amit Chaudhury
(D) Navin Chawla
(E) None of these
Ans : (D)

32. Which of the following countries has developed ‘sajjil-2’ missiles, which were test fired recently ?
(A) Pakistan
(B) Iran
(C) North Korea
(D) India
(E) None of these
Ans : (B)

33. The first Republic Day of the Federal Democratic Republic of Nepal was celebrated on which of the following days ?
(A) 16th August 2009
(B) 29th June 2009
(C) 16th July 2009
(D) 29th May 2009
(E) 20th May 2009
Ans : (E)

34. Pankaj Advani has become the world’s professional champion player of—
(A) Badminton
(B) Tennis
(C) Golf
(D) Chess
(E) None of these
Ans : (E)

35. We hear a term ‘Carbon Foot Print’ these days very frequently. What does it indicate ?
1. The amount of carbondioxide released in the atmosphere ever day by an electronic gadget/organization or even by an individual.
2. The quantity of CO2 released when one ton of air recycled by an Air conditioner, during every hour of its functioning.
3. The quantity of all green house gases put together required to maintain the temperature of the environment at a fixed level C at nodal points in a country.of 30
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

36. The letter ‘D’ stands for which of the following in the abbreviated name OECD ?
Organisation of Economic Cooperation and……
(A) Defence
(B) Direction
(C) Dominance
(D) Development
(E) Devaluation
Ans : (D)

37. The ‘8th Annual Asian Security Summit’ was organized in which of the following places in May 2009 ?
(A) Seoul
(B) Yangon
(C) Singapore
(D) Kathmandu
(E) New Delhi
Ans : (C)

38. Which of the following countries is the host of FIFA World Cup 2010 ?
(A) Italy
(B) France
(C) Brazil
(D) Germany
(E) South Africa
Ans : (E)

39. Late Y. S. Rajasekhar Reddy was from which of the following political parties ?
(A) Telugu Desham
(B) Bharatiya Janta Party
(C) DMK
(D) Samajwadi Party
(E) None of these
Ans : (E)

40. Who amongst the following won Women’s singles Title of ‘Spanish Open Badminton-2009’ the final for which was played at Madrid in May 2009 ?
(A) Sayali Gokhale
(B) Lianne Tan
(C) Nathalie Descamps
(D) Jill Pittard
(E) None of these
Ans : (E)

41. Which of the following is the Bank Rate at present ?
(A) 3%
(B) 5%
(C) 6%
(D) 7%
(E) None of these
Ans : (C)

42. P. Mangesh Chandran whose name was in news recently is a famous —
(A) Chess player
(B) Playback singer
(C) Cine actor
(D) Author
(E) Journalist
Ans : (A)

43. Which of the following teams won the Champions League Football 2009, the final of which was played in Rome in May 2009 ?
(A) Manchester United
(B) Barcelona
(C) Everton
(D) Chelsea
(E) None of these
Ans : (B)

44. Which of the following states is holding a unique summit on Tigers at global level ?
(A) West Bengal
(B) Andhra Pradesh
(C) Tamil Nadu
(D) Rajasthan
(E) Chhattisgarh
Ans : (D)

45. Which of the following books is NOT written by Daris Lessing ?
(A) The Golden Note book
(B) Memoirs of a survivor
(C) The city of joy
(D) The summer before the Dark
(E) The fifth child
Ans : (C)

46. Which of the following is Statutory Liquidity Ratio at present in India ?
(A) 16%
(B) 11%
(C) 6%
(D) 33%
(E) None of these
Ans : (E)

47. Mr. Deep Joshi’s name was in news as he has been awarded—
(A) Pulitzer Prize
(B) Raman Magsaysay Award
(C) Man Booker Prize
(D) Jamunalal Bajaj Award
(E) None of these
Ans : (B)

48. Bihar Sugarcane Amendment Bill (Regulation of Supply and purchase) 2007 will enable State Govt. to—
(A) Purchase sugarcane from the farmers and supply it to sugar factories directly at a predetermined price. This will save farmers from exploitation by the factories who do not pay them adequately and in time.
(B) Produce ethanol directly from sugarcane
(C) Force farmers to sell their entire production of sugarcane to sugar mills in cooperative sector only and not to private mills who are paying exorbitantly high price to the farmers. Cooperative mills are not getting enough supply to keep them alive
(D) Compel farmers to produce sugarcane in at last 30% of their land as Bihar is losing its major share in sugarcane production due to unwillingness of farmers to grow sugarcane. They wish to switch over to other high cost crops which give them good returns
(E) None of these
Ans : (B)

49. Ms. Nirupama Rao has taken over as the new—
(A) Home Secretary of India
(B) Foreign Secretary of India
(C) Cabinet Secretary of India
(D) Attorney General of India
(E) None of these
Ans : (B)

50. Who amongst the following is adjudged as the CEO of the year 2009 by the ‘Global Supply Chain Leaders’ ?
(A) Mr. Lalit Modi
(B) Mr. Yash Birla
(C) Mr. Kumar Mangalam Birla
(D) Ms. Indra Nooyi
(E) Mr. Ratan Tata
Ans : (D)

IDBI Bank Executive Exam 2009--Reasoning

IDBI Bank Executive Exam., 2009

Reasoning : Solved Paper

(Held on 13-12-2009)

1. If ‘M’ denotes ‘+’, ‘N’ denotes ‘÷’, ‘R’ denotes ‘–’ and Q denotes ‘x’ then—
15 M 12 Q 5 R 40 N 8 = ?
(A) 70
(B) 130
(C) 45
(D) 60
(E) None of these
Ans : (A)

2. How many meaningful English words can be formed using the third, fifth, ninth and eleventh letters of the word ‘COMMANDMENT’ using each letter only once ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (E)

3. Seema correctly remembers that she took leave after 21st October and before 27th October. Her colleague Rita took leave on 23rd October but Seema was present on that day. If 24th October was a public holiday and 26th October was Sunday, on which day in October did Seema take leave ?
(A) 22nd October
(B) 25th October
(C) 22nd or 25th October
(D) Data Inadequate
(E) None of these
Ans : (C)Directions—(Q. 4 and 5) The following questions are based on the five three letter words given below—
PUN SAD CRY FOE STY
If each of the words is rearranged in alphabetical order then—
4. If it is possible to make only one meaningful English word using each letter only once, from the first letters of each of the five words after the letters of each word are rearranged in alphabetical order, the last letter of that word is your answer. If more than one word can be formed, ‘X’ is the answer and if no such word can be formed then ‘W’ is the answer.
(A) E
(B) N
(C) X
(D) W
(E) S
Ans : (C)

5. How many words will remain unchanged even after their rearrangement in alphabetical order ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)


6. How many pairs of letters are there in the word ‘VERIFIED’ each of which has as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

7. The fare paying capacity of people who travel on routes connecting to small towns is very low. Most successful airlines which operate in such regions have a large number of seats.
Which of the following can be inferred from the above information ?
(A) Regional airlines are quite profitable.
(B) People from cities are increasingly travelling to small towns.
(C) Regional airlines have to charge low fares in order to be profitable.
(D) The number of people travelling from small towns to cities is massive.
(E) None of these
Ans : (C)

8. If ‘A ×D’ means ‘A is the sister of D’, ‘A + D’ means ‘D is the daughter of A’ and ‘A ÷ D’ means ‘A is the mother of D’, then how will N is the aunt of M be denoted ?
(A) M + L ×N
(B) M ÷ L + N
(C) L ×N ÷ M
(D) N ×L ÷ M
(E) None of these
Ans : (D)

9. M earns more than X and less than T. V earns more than M and T. R earns more than only X. Who earns the least among the five of them ?
(A) X
(B) V
(C) M
(D) Cannot be determined
(E) None of these
Ans : (A)

10. The Court has stayed proceedings against the stockbroker. He can now return to the country. Which of the following can be assumed from the given information ?
(A) The stockbroker is innocent.
(B) The police cannot arrest the stockbroker.
(C) The judge has been bribed.
(D) Complaints filed against the stockbroker have been withdrawn.
(E) None of these
Ans : (B)Directions—(Q. 11–15) Read the following passage carefully and answer the questions given below it.

A, B, C, D, E, F, G and H are sitting around a circular table, facing the centre. A sits third to the left of C and second to the right of E. B sits second to the right of D who is not an immediate neighbour of E. H sits second to the left of F. G is not an immediate neighbour of D.

11. Which of the following pairs has only one person sitting-between them, if the counting is done in clockwise direction ?
(A) F, G
(B) H, G
(C) H, C
(D) H, B
(E) None of these
Ans : (B)

12. Who sits third to the right of E ?
(A) D
(B) G
(C) F
(D) B
(E) None of these
Ans : (C)

13. What is the position of G with respect to A’s position ?
(A) Immediately to the right
(B) Second to the left
(C) Third to the right
(D) Third to the left
(E) Fourth to the right
Ans : (D)

14. Who sits between E and A ?
(A) F
(B) D
(C) G
(D) B
(E) None of these
Ans : (E)

15. Starting from A’s position, if all the eight are arranged in alphabetical order in clockwise direction, the seating position of how many members (excluding A) would remain unchanged ?
(A) None
(B) One
(C) Two
(D) Three
(E) Four
Ans : (A)Directions—(Q. 16–23) In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

16. Statements :
Some stoves are ovens.
All ovens are cylinders.
Some engines are stoves.
Some metals are cylinders.Conclusions :
I. Some ovens are metals
II. Some cylinders are stoves
III. Some ovens are engines
IV. No engine is a cylinder
(A) None follows
(B) Only II and IV follow
(C) Only II and III follow
(D) Only III follows
(E) Only II follows
Ans : (E)

17. Statements :
Some cars are buses.
Some buses are trains.
All airplanes are trains.
All trucks are buses.Conclusions :I. Some airplanes are trucks.
II. Some cars are trains.
III. Some trucks are airplanes.
IV. No truck is train.
(A) None follows
(B) Only II and IV follow
(C) Only III and IV follow
(D) Only I and III follow
(E) None of these
Ans : (A)

18. Statements :
Some tools are hammers.
All tools are trees.
Some trees are flowers.
No hammer is flower.Conclusions :I. All hammers are tools.
II. No tool is flower.
III. Some hammers are trees.
IV. Some flowers are tools.
(A) None follows
(B) Only I and either II or IV follow
(C) Only II and IV follow
(D) Only III follows
(E) None of these
Ans : (E)

19. Statements :
Some bags are pockets.
Some pockets are trousers.
All skirts are pockets.
Some belts are bags.Conclusions :I. Some trousers are belts.
II. Some skirts are bags.
III. No trouser is belt.
IV. Some skirts are trousers.
(A) All follow
(B) Only II and IV follows
(C) Only III follows
(D) Only either I or III follows
(E) None of these
Ans : (D)

20. Statements :Some cats are tigers.
All lions are cats.
Some horses are lions.
All horses are animals.Conclusions :I. Some lions are tigers.
II. No horse is tiger.
III. Some horses are cats.
IV. Some horses are tigers.
(A) None follows
(B) Only III follows
(C) Only II and IV follow
(D) Only III and either II or IV follow
(E) None of these
Ans : (D)

21. Statements :
Some clocks are radios.
No radio is laptop.
Some fridges are clocks.
Some clocks are laptops.Conclusions :I. Some fridges are laptops.
II. No radio is fridge.
III. Laptops are either fridges or clocks.
IV. No laptop is fridge.
(A) Only II follows
(B) Only IV follows
(C) Only either I or IV follows
(D) Only III follows
(E) None of these
Ans : (C)

22. Statements :Some notes are coins.
Some papers are plastics.
All coins are papers.
No note is cardboard.Conclusions :I. Some notes are papers.
II. Some coins are plastics.
III. No paper is cardboard.
IV. No note is plastic.
(A) Only I follows
(B) Only I and II follow
(C) Only I and III follow
(D) All follow
(E) None of these
Ans : (A)

23. Statements :All stools are desks.
No desk is shelf.
All shelves are cupboards.
Some cupboards are mirrors.Conclusions :
I. No mirror is shelf.
II. No stool is shelf.
III. No cupboard is desk.
IV. No mirror is desk.
(A) None follows
(B) Only II and III follow
(C) Only II follows
(D) Only II, III and IV follow
(E) None of these
Ans : (C)Directions—(Q. 24–28) Study the following arrangement carefully and answer the questions given below—
M ? 2 D B 7 A 4 * 9 6 $ T + N 5 @ V E W # U 8 F © 3

24. How many such prime numbers are there in the given arrangement each of which is immediately followed by a symbol and preceded by a consonant ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)

25. If the places of the symbols are interchanged with those of the numbers immediately following them in the given arrangement then which of the following will be the eleventh from the right end ?
(A) V
(B) @
(C) 5
(D) N
(E) None of these
Ans : (C)

26. Which of the following is the seventh letter to the left of # ?
(A) A
(B) N
(C) T
(D) B
(E) None of these
Ans : (D)

27. What should come in place of the question mark (?) in the following series based on the above arrangement ?
2 7 B 4 6 9 T 5 N ?
(A) @ W E
(B) 5 E V
(C) V U #
(D) V # W
(E) None of these
Ans : (D)

28. If the symbols and numbers are dropped from the given arrangement and then the letters are rearranged in alphabetical order which of the following will be the sixth from the left end ?
(A) M
(B) F
(C) N
(D) E
(E) None of these
Ans : (A)Directions—(Q. 29–33) Below in each question are given two statements (I) and (II). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and then decide which of the
following answer choice correctly depicts the relationship between these two statements. Mark answer—
(A) If statement I is the cause and statement II is its effect.
(B) If statement II is the cause and statement I is its effect.
(C) if both statements I and II are independent causes.
(D) if both statements I and II are effects of independent causes.
(E) if both statements I and II are effects of some common causes.

29. I. There has been mass recruitment of IT professionals by Indian IT companies
II. Many developed countries are increasingly outsourcing IT related functions to India and China.
Ans : (B)

30. I. Many farmers have given up jute cultivation as it is no longer economically viable.
II. The textile ministry has proposed a hike in the Minimum Support Price of jute.
Ans : (A)

31. I. The government is considering changes in the Land Acquisition Act.
II. Several large infrastructure development projects have been stalled due to unavailability of land.
Ans : (E)

32. I. The Government is considering the possibility of involving private sector companies in highway construction projects.
II. The implementation of many highway projects undertaken by government agencies is behind schedule in various states.
Ans : (B)

33. I. The price of aircraft fuel has risen during the past few months.
II. Many passenger airlines in India have been forced to cut their air fares by about 10 per cent.
Ans : (D)Directions—(Q. 34–40) In each question below is given a group of letters followed by four combinations of digits/symbols lettered (A), (B), (C) and (D). You have to find out which of the combinations correctly represents the group of letters based on the coding system and mark the letter of that combination as your answer. If none of the combinations correctly represents the group of letters, mark (E) i.e., ‘None of these’ as your answer.Letter :W R A P G B M U S E F T N DDigit/Symbol Codes :$ 8 ! 2 7 # 9 @ ? 5 b 4 * 6Conditions :
I. If the middle letter is a vowel, the codes for the first and the fourth letters are to be interchanged.
II. If the first two letters are consonants, the first letter is to be coded, no code may be given to the second letter and the remaining three letters are to be coded.
III. If the first letter is a vowel and the last letter is a consonant both are to be coded as the code for the consonant.

34. NEAST—
(A) ?5!*4
(B) ?5!4*
(C) 4*!5?
(D) 45!?
(E) None of these
Ans : (A)

35. DAEWP—
(A) 6!5$2
(B) $!562
(C) 6!52$
(D) $265!
(E) None of these
Ans : (B)

36. PEFTG—
(A) 25b42
(B) 2b4G
(C) 25b47
(D) 47b25
(E) None of these
Ans : (C)

37. SMGBE—
(A) ?975#
(B) 97#5?
(C) ?97#5
(D) ?#79?
(E) None of these
Ans : (E)

38. UGREN—
(A) *785@
(B) *785*
(C) @785@
(D) @85*
(E) None of these
Ans : (B)

39. RBMFN—
(A) 8#9b4
(B) b*98#
(C) 89b*
(D) 8#9b*
(E) None of these
Ans : (C)

40. MUTWA—
(A) 9@$4!
(B) 94$!
(C) 94@!$
(D) 9@4$!
(E) None of these
Ans : (D)Directions-(Q. 41-50) Study the following information carefully and answer the questions which follow—

A bank is disbursing educational loans to meritorious students. Loans will be made available to applicants who possess the following criteria.
The candidate must—
I. Be a citizen of India
II. Have secured admission to a post graduate course (Masters or P. G. Diploma) offered by an Indian or foreign university in India.
III. Have secured 60 per cent marks in the entrance examination for the course.
IV. Have security (property/LIC policy) equivalent to the loan amount.
However if the applicant fulfils the above mentioned criteria except—
(1) At (II) above the case may be referred to the Loan committee.
(2) At (IV) above guarantee of a third party who has an account with the bank may be obtained.Mark answer :
(A) If the loan is to be sanctioned.
(B) If the loan is to be rejected.
(C) If the loan is to be referred to the loan committee.
(D) If guarantee from an account holder is needed.
(E) If the data provided is inadequate to take a decision.

41. Shruti has secured admission to MNV University in Chennai for a post-graduate degree in management. She obtained 65 per cent in the entrance test for the course. She has an Indian passport.
Ans : (E)

42. Milind has applied and secured admission for a post-graduate degree in advertising at MIC University Ahmedabad. He has an LIC policy equivalent to the loan amount. He secured 70 per cent in his graduation and is an Indian citizen.
Ans : (A)

43. Prakash has applied for a postgraduate course in IT and Animation which will commence from January in Kolkata. He has secured admission to the course having obtained 60 per cent in the written entrance test.
His uncle who has an account with the bank is willing to stand guarantor.
Ans : (E)

44. Anil is an Indian science graduate who has secured admission for a Masters degree in Computer Science from a prestigious Indian University. He stood first in the entrance test with 82 per cent marks. His family is willing to use their house, which is equivalent in value to the loan amount, as security. He will stay with his uncle in Dubai during the course.
Ans : (A)

45. Nikhil’s part time P.G. Diploma in Management will begin in December. He secured 65 per cent in the All India entrance exam and has secured admission to a college in Mumbai. He has requested a transfer for the
duration of the course. He has an LIC policy equivalent to the loan amount. Nikhil holds an Indian passport.
Ans : (A)

46. Maria secured 75% in the entrance exam to NVT College Pune and has obtained admission. An Indian national she has the necessary property to offer as security for the loan amount. The duration of her undergraduate degree course in Computer Applications is 3 years.
Ans : (E)

47. Deepa obtained 70 per cent in her engineering entrance exam for her Masters and has secured admission to the college of her choice. She has an LIC policy equivalent in value to the loan amount. Her interview to obtain a visa for her course in the U.S. is on November 25. She is an Indian citizen.
Ans : (A)

48. Sudhir has applied for a postgraduate degree in Pharmacy at All India Institute at New Delhi. He is an Indian citizen and having secured 60 per cent in his entrance exam, he has been granted admission. He does not have any property to use as security. His father who has an account with the bank is willing to guarantee the loan.
Ans : (D)

49. Anandi has secured admission for a P.G. Diploma in Management at a University in Allahabad with 72 per cent in the entrance examination. She has an LIC Policy amounting to the loan amount. She is an Indian citizen.
Ans : (A)

50. Ravi has obtained admission to the Indian Institute of Research at Chandigarh for a Masters in Mathematics offered only to Indian citizens. He secured 68 per cent in the entrance test. He does not have any security against the loan. However his employer who has an account with the bank is willing to guarantee the loan.
Ans : (D)